/* Approved midnight / sapphire / champagne identity, with a quiet, automatic hero. */
.new-badge{display:inline-block;background:linear-gradient(110deg,#86ece0,#eed88c);color:#102932;border-radius:4px;padding:3px 6px;font-size:8px;font-weight:800;line-height:1;letter-spacing:.06em;vertical-align:middle}
.desktop-nav{gap:16px}.nav-ai-service{display:flex;align-items:center;gap:6px}.header-inner{gap:18px}.nav-link{font-size:11px}.nav-group:first-child .nav-dropdown{min-width:245px}
.mobile-menu .mobile-ai-link{display:flex;align-items:center;justify-content:space-between;padding:20px 0;font-family:var(--heading);font-size:18px;border-bottom:1px solid #334553}
.hero-v2{background:#061622;color:#f8fafb;position:relative;overflow:hidden}
.hero-v2 .hero-slide{position:relative;height:clamp(655px,48vw,820px);min-height:0;padding-top:0;background:#061622;overflow:hidden}
.hero-v2 .hero-art{object-fit:contain;object-position:right bottom;width:100%;height:100%;opacity:1;inset:0;mask-image:linear-gradient(to right,transparent 15%,#000 47%);-webkit-mask-image:linear-gradient(to right,transparent 15%,#000 47%)}
.hero-v2 .hero-content{position:relative;z-index:1;height:100%;padding-top:42px;padding-bottom:36px;display:flex;align-items:center}
.hero-v2 .hero-copy{width:51%;max-width:680px}
.hero-v2 .hero-content h1{font-size:clamp(44px,4.3vw,68px);line-height:1.04;max-width:100%;letter-spacing:-.06em}
.hero-v2 .hero-content p{max-width:490px;font-size:clamp(15px,1.3vw,19px);line-height:1.6;margin-top:19px;color:#e4eaf0}
.hero-v2 .hero-actions{gap:12px;margin-top:25px;flex-wrap:wrap}
.hero-v2 .hero-actions .button{font-size:12px;padding:14px 18px;min-height:47px}
.hero-v2 .company-line{position:static;margin-top:22px}
.hero-v2 .company-line small{margin-bottom:6px}.hero-v2 .company-line span{font-size:17px}
.hero-v2 .hero-content .hero-fineprint{font-size:10px;max-width:420px;color:#c2d0da;line-height:1.55;margin-top:14px}
.hero-content .eyebrow .new-badge{margin-left:8px;letter-spacing:.1em}
.rate-reference{display:flex;gap:19px;align-items:center;margin-top:20px}
.rate-reference strong{font-family:var(--heading);font-size:35px;color:#dfc18b;white-space:nowrap;font-weight:500;letter-spacing:-.04em}
.rate-reference strong small{font-size:13px;letter-spacing:0}
.rate-reference>span{font-size:9px;line-height:1.8;color:#c2d0da}
.rate-reference a{text-decoration:underline;text-underline-offset:3px}
.rotation-accessible{position:absolute;z-index:8;bottom:17px;right:4%;width:38px;height:38px;border-radius:50%;border:1px solid #b4c5d366;background:#061622bb;color:#e4ebf0;display:grid;place-items:center;font-size:15px;backdrop-filter:blur(8px)}
.rotation-accessible:focus{transform:none}
.service-promos{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:35px 0 55px}
.service-promo{position:relative;min-height:275px;overflow:hidden;border-radius:5px;background:#061622;color:white}
.service-promo img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;opacity:.85;transition:transform .45s}
.service-promo:hover img{transform:scale(1.025)}
.service-promo>div{position:relative;padding:35px;min-height:275px;background:linear-gradient(90deg,#061622 2%,#061622a8 38%,transparent 75%)}
.service-promo h2{font-size:clamp(23px,2vw,31px);line-height:1.16;max-width:340px}
.service-promo .eyebrow{color:#bbd1e1;letter-spacing:.15em;font-size:9px}
.service-promo .text-link{color:#dec698;margin-top:35px}
.service-details{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}
.service-details h2{font-size:clamp(32px,3.5vw,49px);line-height:1.1}
.service-details>div>p{font-size:15px;line-height:1.85;margin:25px 0;max-width:490px}
.service-details .asset-icon{margin:0 0 20px;width:100px;height:100px}
.ai-layers{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding:18px 0 35px}
.ai-layer{padding:30px 0;border-bottom:1px solid var(--border)}
.ai-layer h3{font-size:24px;letter-spacing:-.04em}.ai-layer p{font-size:14px;line-height:1.8;max-width:335px;margin-top:15px;color:var(--muted)}
.core-icon{height:100px;width:100px;margin-bottom:30px;border-radius:25px;background:radial-gradient(ellipse at 25% 20%,#b0e0ff,#2e84d6 38%,#12275c 75%);box-shadow:inset 0 0 0 1px #84b9ee,inset 0 -10px 20px #0007,0 12px 22px #123d601f;transform:rotate(-6deg);color:#b4e4ff}
.core-icon svg{width:80%;margin:10%;fill:none;stroke:currentColor;stroke-width:1.2}
.layer-context .core-icon{background:radial-gradient(ellipse at 25% 20%,#ccfff7,#20bdb2 38%,#123d49 75%);color:#c2fff5}
.layer-risk .core-icon{background:radial-gradient(ellipse at 25% 20%,#e9d2ff,#9164db 38%,#2f164f 75%);color:#e7d1ff}
.consensus{display:flex;align-items:center;gap:40px;margin:5px auto 0;max-width:840px}
.consensus-line{display:block;width:120px;height:1px;background:var(--gold);flex-shrink:0;position:relative}.consensus-line:after{content:'';position:absolute;right:0;top:-4px;width:9px;height:9px;border:1px solid var(--gold);transform:rotate(45deg)}
.consensus h3{font-size:25px}.consensus p{color:var(--muted);font-size:14px;line-height:1.8;margin-top:14px}
.control-list article{padding:24px 0;border-bottom:1px solid var(--border)}.control-list article:first-child{padding-top:0}.control-list h3{font-size:22px}.control-list p{font-size:14px;line-height:1.8;color:var(--muted);margin-top:12px}
.service-disclosure{border-top:1px solid var(--border);padding-top:25px;font-size:12px;color:var(--muted);line-height:1.9}.service-disclosure p{margin:12px 0}.service-disclosure .text-link{font-size:12px}.section>.service-disclosure{margin-top:45px}
.term-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.term-card{padding:40px;background:var(--surface);border:1px solid var(--border);border-top:3px solid var(--gold);border-radius:4px}
.term-number{font-family:var(--heading);font-size:100px;letter-spacing:-.08em;line-height:1.1;margin:20px 0 25px;color:var(--ink)}
.term-number span{font-family:var(--body);font-size:17px;letter-spacing:0;margin-left:20px;color:var(--muted)}
.term-card h3{font-size:25px}.term-card p{font-size:14px;line-height:1.8;max-width:400px;margin:18px 0 27px;color:var(--muted)}
.benchmark-panel{background:#081b29;color:#ebf2f7;padding:40px;border-radius:5px;border:1px solid #335060}
.benchmark-panel .rate-reference{margin-top:0;display:block}.benchmark-panel .rate-reference strong{display:block;font-size:60px;margin-bottom:15px}.benchmark-panel .rate-reference>span{font-size:12px}.benchmark-panel .hero-fineprint{font-size:13px;color:#dfc18b;line-height:1.7;margin:22px 0}.service-details .benchmark-panel>p:last-child{font-size:12px;color:#c2d0da;line-height:1.9;margin-bottom:0}
.documents-status{display:flex;gap:14px;align-items:center;margin-bottom:40px;font-size:12px;color:var(--muted);max-width:850px;line-height:1.8}.status-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);flex-shrink:0}
.document-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}.document-card{padding:35px;border:1px solid var(--border);border-radius:5px;background:var(--surface)}
.document-icon{width:44px;height:56px;fill:color-mix(in srgb,var(--gold) 15%,transparent);stroke:var(--gold);stroke-width:1.5;margin-bottom:24px}
.document-card h2{font-size:25px;letter-spacing:-.04em}.document-card p{font-size:14px;color:var(--muted);line-height:1.8;margin:18px 0 28px}
.document-actions{display:flex;align-items:center;justify-content:space-between;gap:20px}.download-link{font-size:13px;font-weight:700;display:inline-flex;gap:18px;align-items:center;padding:10px 0;text-decoration:underline;text-underline-offset:6px}
.document-note{margin-top:45px;max-width:820px}.document-note h2{font-size:24px}.document-note p{color:var(--muted);font-size:14px;line-height:1.8;margin-top:18px}
.legal-download{margin-bottom:30px;display:inline-flex}
.footer-documents{display:flex;gap:45px;align-items:center;justify-content:space-between;padding:40px 0;border-top:1px solid #2b414f}
.footer-documents h2{font-size:25px;letter-spacing:-.04em}.footer-documents p{font-size:12px;color:#b9c9d5;margin-top:12px;max-width:660px;line-height:1.8}
.footer-documents .button{color:white;border-color:#79919f;flex-shrink:0}.footer-documents .eyebrow{color:#b5a27d;font-size:8px}
.footer-legal{background:var(--paper);color:var(--muted);padding:44px 0 0}
.footer-legal p{font-size:13px;line-height:1.9;margin-bottom:24px}
.footer-legal p strong{color:var(--ink)}.footer-legal a{color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.company-legal{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.3fr);gap:30px 52px;margin:36px 0;border:1px solid var(--border);border-top:2px solid var(--gold);border-radius:12px;background:var(--surface);padding:34px;scroll-margin-top:120px}
.company-legal-intro .eyebrow{font-size:9px;line-height:1.8;letter-spacing:.16em;color:var(--muted);margin-bottom:16px}
.company-legal-intro h2{font-family:var(--heading);font-size:clamp(23px,2vw,30px);font-weight:600;line-height:1.3;letter-spacing:-.035em;color:var(--ink);max-width:450px}
.footer-legal .company-name-link{text-decoration:none}.company-name-link:hover{text-decoration:underline;text-underline-offset:5px}.company-name-link>span{font-size:19px;color:var(--gold);white-space:nowrap}
.company-register-steps{padding-left:19px;margin:12px 0 0;font-size:11px;line-height:1.9}.company-register-steps li+li{margin-top:5px}.company-register-steps b{font-weight:600;color:var(--ink)}
.footer-legal .company-legal-intro p{font-size:12px;line-height:1.85;margin:18px 0 0;max-width:470px}
.company-legal-details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 28px;margin:0}
.company-legal-details dt{font-size:11px;line-height:1.7;color:var(--muted);margin-bottom:7px}
.company-legal-details dd{font-size:19px;font-weight:600;letter-spacing:.025em;color:var(--ink);margin:0;overflow-wrap:anywhere}
.company-head-office{grid-column:1/-1}.company-head-office address{font-size:13px;font-style:normal;font-weight:500;letter-spacing:0;line-height:1.8;max-width:550px}
.company-register{grid-column:1/-1;display:flex;justify-content:space-between;align-items:center;gap:22px;border-top:1px solid var(--border);padding-top:24px}
.company-register strong{font-size:13px;color:var(--ink);font-weight:600}.footer-legal .company-register p{font-size:11px;line-height:1.8;margin:6px 0 0}.company-register p b{font-weight:500}
.footer-legal .company-register-link{display:inline-flex;align-items:center;justify-content:center;gap:18px;flex-shrink:0;min-height:48px;padding:12px 18px;border:1px solid var(--border);border-radius:6px;background:var(--paper);font-size:12px;font-weight:700;text-decoration:none;transition:border-color .2s,background .2s}
.company-register-link:hover{border-color:var(--gold);background:var(--soft)}.company-register-link .glyph{width:19px;height:19px;color:var(--gold)}
@media(max-width:900px){.company-legal{grid-template-columns:1fr;gap:26px;padding:28px}.company-legal-intro h2,.footer-legal .company-legal-intro p{max-width:none}}
@media(max-width:600px){.company-legal{padding:23px 20px;border-radius:9px;scroll-margin-top:100px}.company-legal-details{grid-template-columns:1fr;gap:20px}.company-legal-details dd{font-size:20px}.company-legal-intro .eyebrow{font-size:8px}.company-register{align-items:stretch;flex-direction:column;gap:18px}.company-register-link{width:100%}.company-head-office address{font-size:12px}}
.legal-copyright{display:flex;justify-content:space-between;padding:22px 0;border-top:1px solid var(--border);font-size:10px}
@media(min-width:1600px){.hero-v2 .hero-art{object-position:center bottom}.hero-v2 .hero-copy{width:51%}}
@media(max-width:1250px){.desktop-nav{display:none}.mobile-toggle{display:inline-flex}.header-inner{gap:20px}.hero-v2 .hero-copy{width:56%}.hero-v2 .hero-content h1{font-size:48px}.hero-v2 .hero-art{width:120%;max-width:none;left:-20%}}
@media(max-width:900px){.hero-v2 .hero-slide{height:675px}.hero-v2 .hero-copy{width:62%}.hero-v2 .hero-content h1{font-size:45px}.hero-v2 .hero-art{width:150%;left:-50%;mask-image:linear-gradient(to right,transparent 35%,#000 73%);-webkit-mask-image:linear-gradient(to right,transparent 35%,#000 73%)}.hero-v2 .hero-content p{max-width:390px;font-size:16px}.hero-v2 .hero-content{padding-top:35px}.service-details{gap:40px}.ai-layers{gap:22px}.ai-layer h3{font-size:21px}.service-promo>div{padding:26px}.service-promo h2{font-size:26px}.term-card{padding:30px}.footer-documents{gap:25px}}
@media(max-width:600px){.hero-v2 .hero-slide{height:810px;padding-top:0}.hero-v2 .hero-content{display:block;padding-top:27px;padding-bottom:320px;height:auto}.hero-v2 .hero-copy{width:100%;max-width:none}.hero-v2 .hero-content h1{font-size:clamp(35px,8.7vw,49px);line-height:1.03}.hero-v2 .hero-content p{font-size:15px;max-width:420px;margin-top:16px}.hero-v2 .hero-content .eyebrow{font-size:8px;margin-bottom:15px}.hero-v2 .hero-actions{gap:10px;margin-top:21px;display:flex}.hero-v2 .hero-actions .button{font-size:11px;padding:13px 14px;min-height:44px;flex:1}.hero-v2 .hero-art{width:185%;height:auto;aspect-ratio:1.7778;left:auto;right:0;top:auto;bottom:0;object-fit:contain;object-position:right bottom;mask-image:linear-gradient(to bottom,transparent 0%,#000 15%);-webkit-mask-image:linear-gradient(to bottom,transparent 0%,#000 15%)}.hero-v2 .company-line{margin-top:20px}.hero-v2 .company-line small{font-size:9px}.hero-v2 .company-line span{font-size:16px}.hero-v2 .hero-content .hero-fineprint{font-size:10px;max-width:340px}.rate-reference{gap:15px;margin-top:17px}.rate-reference strong{font-size:33px}.rate-reference>span{font-size:8px}.service-promos{grid-template-columns:1fr;gap:20px;padding:15px 0 35px}.service-promo,.service-promo>div{min-height:240px}.service-promo h2{font-size:25px}.service-details,.term-grid,.document-grid{grid-template-columns:1fr;gap:30px}.service-details h2{font-size:36px}.service-details>div>p{font-size:14px}.ai-layers{grid-template-columns:1fr;gap:10px}.ai-layer{position:relative;padding:22px 0 25px 95px;min-height:175px}.core-icon{position:absolute;left:0;top:26px;width:70px;height:70px;border-radius:19px}.ai-layer .eyebrow{font-size:8px;margin-bottom:9px}.ai-layer h3{font-size:22px}.ai-layer p{font-size:13px;margin-top:12px}.consensus{gap:22px}.consensus-line{width:35px}.consensus h3{font-size:23px}.consensus p{font-size:13px}.term-number{font-size:87px}.term-card h3{font-size:23px}.benchmark-panel{padding:28px}.benchmark-panel .rate-reference strong{font-size:52px}.document-card{padding:27px}.document-card h2{font-size:24px}.document-actions{gap:15px}.document-actions .text-link,.download-link{font-size:12px}.footer-documents{display:block;padding:30px 0}.footer-documents h2{font-size:24px}.footer-documents .button{margin-top:23px}.footer-legal{padding-top:32px}.footer-legal p{font-size:12px;line-height:1.9}.legal-copyright{gap:20px}.company-pending{font-size:11px}}
@media(max-width:360px){.hero-v2 .hero-actions{display:grid;grid-template-columns:1fr}.hero-v2 .hero-art{width:190%}.hero-v2 .hero-content h1{font-size:34px}.hero-v2 .hero-slide{height:810px}.rate-reference{gap:12px}.rate-reference strong{font-size:30px}.service-promo>div{padding:24px}.service-promo h2{font-size:22px}.document-actions{flex-wrap:wrap}}

.hero-v2 .hero-content .eyebrow{color:#b9d2e3;font-size:9px;letter-spacing:.3em}


.hero-v2 .hero-slide{animation:hero-reveal .65s ease-out}@keyframes hero-reveal{from{opacity:.25}to{opacity:1}}

.hero-v2 .hero-art{transform:perspective(1800px) rotateY(var(--hero-depth-x,0deg)) rotateX(var(--hero-depth-y,0deg));transition:transform .5s ease-out;transform-origin:70% 60%;backface-visibility:hidden}.hero-depth-light{position:absolute;inset:0;pointer-events:none;background:radial-gradient(ellipse at var(--hero-light-x,74%) var(--hero-light-y,40%),#aacfff0e,transparent 48%);mix-blend-mode:screen;z-index:1}.hero-v2 .hero-content{z-index:2}@media(prefers-reduced-motion:reduce){.hero-v2 .hero-art{transform:none!important}.hero-depth-light{display:none}}
@media(min-width:601px) and (max-width:1100px){.hero-v2 .hero-slide:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#061622ef 0%,#061622dc 35%,#061622a6 55%,#06162200 85%);pointer-events:none;z-index:1}}

.retail-risk-warning{display:flex;align-items:flex-start;gap:22px;padding:25px 27px;border:1px solid #b59a6359;border-left:3px solid #d0ad6c;border-radius:8px;background:linear-gradient(100deg,#c7a46b0c,#c7a46b04);margin:26px 0}.retail-risk-warning>.glyph{width:27px;height:27px;color:#b29458;margin-top:2px}.retail-risk-warning>div{min-width:0}.retail-risk-warning .eyebrow{margin-bottom:12px;font-size:9px}.footer-legal .retail-risk-warning .retail-risk-percentage{font-size:18px;line-height:1.55;color:var(--ink);margin:0 0 13px;display:block}.footer-legal .retail-risk-warning p{font-size:12px;margin:0 0 12px}.footer-legal .retail-risk-warning .risk-percentage-note{margin:0;font-size:10px}
.footer-legal .risk-percentage-note{display:block;line-height:1.6;color:var(--muted)}
@media(max-width:600px){.retail-risk-warning{padding:22px 19px;gap:13px}.retail-risk-warning>.glyph{width:22px;height:22px}.footer-legal .retail-risk-warning .retail-risk-percentage{font-size:15px}.footer-legal .retail-risk-warning p{font-size:12px}}