6months
Plan your next six months.
Review the issuer, contractual rate, taxes, maturity and redemption terms for this horizon.
Request information
Terms & fixed incomeYour dreams.
Your dreams.
A thoughtfully
planned future.
Explore fixed-income alternatives and 6- and 12-month horizons.
13.75% p.a.Selic reference · 17 Sep 2026
Source: Central Bank of Brazil
Source: Central Bank of Brazil
Economic benchmark, not a product rate. Fees, taxes and conditions affect performance.
Time is part of the strategyTwo horizons.
Two horizons.
Your next step.
Explore planning with bank term investments. CDBs and other instruments have their own return, maturity and redemption terms. The horizons below guide your enquiry; they do not represent currently available products.
12months
Give your plan more time.
Review the issuer, contractual rate, taxes, maturity and redemption terms for this horizon.
Request informationInterest rates in BrazilA benchmark.
A benchmark.
Not a promise.
Selic is Brazil’s benchmark interest rate. It provides context for fixed-income strategies.
13.75% p.a.Selic reference · 17 Sep 2026
Source: Central Bank of Brazil
Source: Central Bank of Brazil
Economic benchmark, not a product rate. Fees, taxes and conditions affect performance.
Selic is not the contractual rate of a CDB or a portfolio. Results depend on the instrument, term, costs and taxes. Daily liquidity means redemption is possible under the contract; it does not mean a fixed daily return.
Clarity before
you invest.
Identify the product and issuer
Confirm whether the proposal is a bank instrument or a fund unit. They are different products with different risks and protections. Request the issuer’s name and documentation.
Check the conditions
Check the return calculation, minimum amount, maturity, taxes and early withdrawal rules.
Understand the risks
A conservative profile does not mean risk-free. Credit, market and liquidity risks may affect the investment.
Content for planning and enquiries. Products, issuers, rates, eligibility and any guarantees await confirmation. This page offers no daily rate. FGC protection, where applicable, depends on the product, issuer and current limits.
Educational source: Portal do Investidor · bank instruments ↗